KIWI WORKING OVERSEAS is offered under two plans "Gold" or "Platinum" . The Gold plan is the most comprehensive cover for your business trips as it offers higher benefit limits. The table below describes the benefits of those two plans
| Policy Option | Platinum | Gold |
|---|---|---|
| Cancellation / Travel disruption | ||
| Loss of deposits | Unlimited | Unlimited |
| Curtailment | Unlimited | Unlimited |
| Missed connection. Travel delay | Unlimited | $10 000 |
| Medical Benefits | ||
| Medical expenses overseas | Unlimited | Unlimited |
| Medical repatriation as a result of terrorism | Unlimited | $250,000 |
| Follow-on New Zealand medical treatment | $3,000 | $2,000 |
| Emergency dental expenses | ||
|
As a result of an injury |
$3,000 | $2,000 |
|
Pain relief not accident related |
$3,000 | $1,000 |
| Incidental hospital expenses | $5,000 | $4,000 |
| Accompanying person costs | Reasonable costs | |
| Search and Rescue | $10,000 | $10,000 |
| Personal Accident and Loss of Income | ||
| Funeral expenses | $25,000 | $20,000 |
| Accidental death or permanent disablement - excluding terrorism | $50,000 | $50,000 |
| Accidental death or permanent disablement - as a result of terrorism | $55,000 | $25,000 |
| Travel accident | $100,000 | $100,000 |
| Loss of income | $15,000 | $10,000 |
| Baggage, Personal Effects, and Money Benefits | ||
| Personal baggage - total limit all items | $40,000 | $30,000 |
| Personal Liability Benefits | ||
| Rental vehicle excess | $6,000 | $6,000 |
| Personal liability | $2,500,000 | $50,000 |
| Defence costs - including wrongful arrest | $500,000 | $500,000 |
| Other Benefits | ||
| Kidnap and ransom | $250,000 | No cover |
| Political evacuation | $10,000 | No cover |
