Student & Working Holiday Cover


  • individual

    STUDENT & WORKING HOLIDAY COVER is tailored for those who are going to a foreign country on a ‘Working Holiday Visa’ or for study purposes. It is also suitable for people who are living in the European Union (including Switzerland and Norway)

  • stethoscope

    STUDENT & WORKING HOLIDAY COVER will cover your medical expenses at 100% with no excess, your cost of repatriation or evacuation, your presonal belongings and legal liability for the damage you may cause to another party.

  • hospital

    STUDENT & WORKING HOLIDAY COVER is a hassle-free policy:

    • No medical questions or formalities when you apply
    • Covers hospitalization expenses
    • On call, 24 hour / 7 day assistance
    • Fast service and payment of claims
    • Free App allowing you to take a photo of your medical bills and share instantly with our claim department
    • Reimbursements processed within 72 working hours
  • alpine

    STUDENT & WORKING HOLIDAY COVER will provide cover for outdoor and sport activities with the following exceptions;

    Motor sport, professional sports, air sports other than those listed below, fighting sports, snow sports off track or restricted access due to weather conditions on commercial ski fields, ski competitions, mountaineering above 3,500m, caving below 100m, plus a few other less frequent activities.

    Air sports covered: delta-plane, paragliding and kite-surfing (often excluded by other policies).


  • >> This policy covers medical expenses due to epidemic or pandemic (including Covid 19)<<
  • You must live in European Economic Area (EEA) + Switzerland to apply for this policy (If you live in a country outside this area - for example, Canada - this is the Globe Trotter Cover policy that suits you)
  • Age of applicants is limited to 35 years.
  • Purpose of the trip:
    • Working Holiday (WHV)
    • Internship paid or unpaid but subject to an internship agreement.
    • Studies in a university, school or language organization abroad.
    • professional training.
    • Au pair. 
    • “Young Professional" visa in Canada.
  • You must take this policy at least the day before your departure otherwise you need to contact us  >>
  • You are covered for your main destination under working holiday visa and in any other countries, whatever your visa status allows, before, during, and, or, after your stay in your main destination (up to 90 days per trip).
  • You can renew your policy while overseas under the condition you do so before the expiry date.
  • If you are already overseas, or if your previous policy has expired, you can subscribe again if;
    1. You have no pending medical care or other known events to claim reimbursement for immediately or in the near future.  
    2. You subscribe for a minimum of 3 months (contact us>> for more info)


  • Medical expenses at 100% (with no excess or deductible) including hospitalisation, prescriptions, specialists, general practitioners, exams as X-rays or blood tests and medical expenses in connection with pandemics or epidemics up to €500,000 in following countries: USA, Canada, Argentine, Australia, New Zealand, China, South Korea, Japan, Hong Kong, Singapore, Taiwan and €200,000 in all other destinations.
  • Emergency dental treatment up to €300 (€600 if injury or accident)
  • NEW! * Online medical consultation service with doctors and specialists wherever you are in the world.  Click HERE to see how it works.  
  • Your repatriation up to 100% with no excess.
  • Travel costs for a relative to stay with you in case of your hospitalisation: return ticket + accommodation. (€100 a day up to 10 days)
  • Your repatriation in case of serious illness or death affecting your close relatives : return ticket.
  • Continuation of travel (return ticket)
  • Search and rescue costs up to €5,000.
  • NEW: Cost of change of airfare in case of early return due to pandemics or epidemics.
  • Legal protection (bond and lawyer costs)
  • Legal liability up to €4,500,000.
  • Tenancy legal liability up to €300,000.
  • Personal belongings and luggage during your travel up to €2,000.
  • Additional options: accidental death (€12,000) or injury (€50,000) & In hospital personal cash (€50 per day) 

Good to know:

  • You are covered for temporary returns in your country of origin (up to 30 days each trip)
  • You are covered out of your main destination, anywhere in the World, up to 90 days before, during, or after your mainstay (if policy is still valid)
  • You are covered for your medical expenses in your professional or private life.


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Oney payments are available for amounts more than €100 and to residents of France and Italy as well as France’s overseas departments and regions.

Additional Info

Below you will find all legal documents as policy wordings or IPID (only in french at present, english version is to come later on)

Policy wording WHC 2022
Policy wording personal effects&luggage&accident option
Policy working legal liability WHC
Schedule of benefits WHC 2022

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