Schengen Cover


  • european union

    SCHENGEN & FRANCE COVER plan is a health and travel insurance policy specifically tailored for travelers under the age of 76, intending to visit or stay, in Europe within the Schengen area.

  • insurance company

    SCHENGEN & FRANCE COVER covers pandemics/epidemics under Summum Plan (only)

  • visa

    SCHENGEN & FRANCE COVER plan meets the immigration visa requirements for all 25 countries within the Schengen area : Austria - Belgium - Czech Republic - Denmark - Estonia - Finland - France - Germany - Greece - Hungary - Iceland - Italy - Latvia - Lithuania - Luxembourg - Malta - Netherlands - Norway - Poland - Portugal - Slovakia - Slovenia - Spain - Sweden - Switzerland. 


  • People under 76 years of age living in a country out of Schengen area . Over 75 years of age, please contact us>> as we have another option to cover you.
  • Purpose of your trip : all types of travel for example; tourism, business, family, studies.
  • Coverage to your main destination in the Schengen area and all countries in the Schengen area.
  • No cancellation possible once the policy has been issued.
  • You can renew your policy while overseas if you renew before the expiry date.



Schengen Cover is fully approved as an insurance plan by the European Union Immigration Authorities for Schengen visa applicants. The policy covers :

  • Hospitalisation & Medical expenses including; doctor, medicine, ambulance and hospitalisation up to €30 000 (excess : €30).
  • Cover of pandemics/epidemics (inc Covid 19) with Premium & Summum options only.
  • Emergency dental care following injury: 150 € with no excess.
  • Unexpected extension of stay: €60 per night (up to 10 days maximum).
  • Early unexpected return in case of hospitalisation
  • Transport of mortal remains if death occurs.
  • Repatriation of insured family members
  • Visit from a family member if you are hospitalized: transportation ticket and hotel expenses up to 7 days maximum and 60 € per night.
  • Early unexpected return in case of the death of a close family member
  • Legal assistance (an advance on legal bond & lawyer fees).
  • Only with COMFORT option : Legal liability up to €3,500,000 (per claim).
  • Return of an accompanying person or family member: 1st class train or economy class flight.
  • Extension of stay if your destination authorities do not allow you to repatriate to the original date : 60 € / night up to 10 days max.
  • Legal assistance (criminal bail and attorney fees).
  • Comfort & Summum options only: Legal liability up to € 3,500,000.

Good to know:

  • Pre-existing conditions are not covered. This policy covers only unexpected medical conditions.
  • An emergency and claim assistance hotline is available 24/7 in English, French as well as other main languages.
  • This policy covers you in all countries of the Schengen area and only in those countries.


All plans obviously cover medical expenses

Premium: 0
per personFamily

Payment in 3X 4X by credit card with Oney
3x 4x Oney Payments Oney T&Cs

View Rates
Oney payments are available for amounts more than €100 and to residents of France and Italy as well as France’s overseas departments and regions.

Additional Info

Below, the documents related to this insurance policy.

PW Schengen Cover Premium Summum
PW Schengen Cover Essential Comfort
PW Legal Liability Comfort Summum
IPID Schengen

3x 4x Oney Payments

Payment in 3X 4X by credit card with Oney

Payment Details 3x

First Payment
Oney cost
Plus 2 Monthly Payments of

Payment Details 4x

First Payment
Oney cost
Plus 3 Monthly Payments of

Oney T&Cs

You can pay 'PART' or 'ALL' of your insurance by referring your friends to CCM, and at the same time, they can also save money on the price of their insurance!

Learn More »
refer image